From the Blog
Regency at Esperanza: Boerne's 55+ Toll Brothers Community, Priced Honestly
Regency at Esperanza is a gated 55+ enclave of about 525 single-family homes built by Toll Brothers inside Boerne's Esperanza master plan, with the three collections starting near $401,995, $479,995, and the $590s, and total HOA dues estimated near $700 to $1,200 a year in local guides. If you are an empty nester weighing Boerne, here is the honest, sourced picture of what this community costs and who it fits.
Regency at Esperanza is a gated 55+ enclave of about 525 single-family homes built by Toll Brothers inside Boerne's Esperanza master plan, with the three collections starting near $401,995, $479,995, and the $590s, and total HOA dues estimated near $700 to $1,200 a year in local guides. If you are an empty nester weighing Boerne, here is the honest, sourced picture of what this community costs and who it fits.
This is the video I send clients weighing Boerne: an honest walk through what the town costs, what it delivers, and who it fits.
On my channel: Boerne Texas Reality Check: Dream Town or Expensive Mistake?
The 525-home enclave inside Esperanza
Regency at Esperanza is a gated, age-qualified section of about 525 single-family homes built by Toll Brothers within the larger Esperanza master plan in Boerne's 78006 area, with homes built from 2022 onward. Age-qualified means the community operates under the federal Housing for Older Persons Act, which allows it to require that at least one resident in a home be 55 or older. That rule is a deed restriction, not a judgment about who belongs in the neighborhood, and it is the same legal framework that governs 55+ communities across Texas.
What the three collections cost
Toll Brothers markets Regency in three collections at three price points. The Flamenco collection starts near $401,995 to $406,995, the Sardana collection from about $479,995, and the Zambra collection from the $590s. Builder pricing moves with floor plan, lot, and current incentives, so the sales office's price sheet on the day you visit is the number that matters. For context, this sits well above the $212,000 entry point of 55+ communities around New Braunfels, which tells you Regency is priced for Boerne's Hill Country premium.
The two-tier HOA, explained
Regency carries two assessments: the Esperanza Master Association fee and a Regency-specific supplement that funds the age-restricted amenities. Local guides estimate the combined total between about $700 and $1,200 a year, and the exact current number depends on your collection and the association's latest budget. Before you offer, ask for the current assessment in writing and what it covers, because the clubhouse and lifestyle program are the reason the dues exist at all.
What the Hacienda clubhouse includes
The community's amenity center includes a resort-style pool, a fitness center, pickleball and bocce courts, walking trails, and a full-time Lifestyle Director who runs the social calendar, plus access to the broader Esperanza master-plan amenities. For an empty nester, that social program is often the real draw: a built-in way to meet neighbors without joining a country club. It is worth touring the clubhouse before you commit, because the lifestyle is part of what you are paying for.
The Kendall County tax picture
The tax number matters as much as the listing price. Kendall County, home to Boerne, carries a median effective property tax rate around 1.00% to 1.10%, with a typical annual bill near $4,630 to $5,656 on a median home value around $516,870 in Boerne. Two Texas rules help seniors: homeowners 65 and older file for the over-65 exemption on their homestead, and under Texas Tax Code Section 11.26 the school portion of the bill freezes at the amount owed in the year you first qualify, so future appraisals cannot push that part up. I pull the last two years of tax history on any home you seriously consider.
Who this community fits, honestly
Regency fits the empty nester who wants Boerne's Hill Country setting, an active social calendar, and a single-story home without the upkeep of a large lot. It is not the cheapest 55+ option in the region, and it is not the right fit for everyone. Some empty nesters prefer a smaller single-story home in an age-diverse Boerne neighborhood with no age rule at all, which keeps the resale pool broad and the dues modest. There is no wrong answer, only the one that fits your budget and your favorite way to spend a day.
Questions to ask the sales office
Before you choose, get these in writing: the exact age requirement and how the community verifies it; the rules for guests, grandchildren, and long-term visitors; the full combined HOA total and exactly what it covers; whether resale homes need builder approval or carry an extra transfer fee; and the last two years of property tax history on the specific home. The answers separate a community that fits your life from one that only looks like it on a tour.
Written by Phyllis Domingo
REALTOR® · TX License 745926 · 100+ homes sold · Helping families move well in San Antonio and the Hill Country since long before the hard part became normal.
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